University of Massachusetts-Amherst
Amherst, Massachusetts
University of Massachusetts-Amherst is a public institution in Amherst, Massachusetts with 23,694 undergraduate students. For nursing students, the useful read is not just whether a program exists, but how its tuition, completion rates, debt, and earnings compare with nearby options.
In-state tuition is $17,357 compared with a Massachusetts nursing-school average of $28,305. The school reports a graduation rate of 83.2%, median earnings of $71,631, and median federal debt of $22,763.
$17,357 is lower than the state average of $28,305.
83.2% is higher than the state average of 55.5%.
$71,631 is higher than the state average of $53,874.
About University of Massachusetts-Amherst
| Location | Amherst, Massachusetts |
| Institution Type | Public |
| Highest Degree | graduate |
| Website | www.umass.edu |
| In-State Tuition | $17,357 |
| Out-of-State Tuition | $39,293 |
| Total Enrollment | 23,694 |
| Acceptance Rate | 57.8% |
| Graduation Rate | 83.2% |
| Retention Rate | 91.0% |
| Median Earnings (10 yrs after) | $71,631 |
| Median Debt at Graduation | $22,763 |
| Est. Monthly Loan Payment | $241 |
| Pell Grant Recipients | 20.3% |
| Students Receiving Loans | 47.9% |
| Loan Default Rate | 0.0% |
| Nursing Program | Available |
Cost and Return Snapshot
Based on published tuition, median debt, and earnings data
A typical graduate debt load would equal about 0.3 years of post-payment earnings capacity using the reported median earnings and 10-year monthly payment estimate.
Affordability Context
20.3% of students receive Pell Grants, a useful signal for how often the school serves lower-income students. 47.9% of students take federal loans, so borrowing is less common than at many institutions in the student body. The three-year loan default rate is 0.0%, which helps frame repayment risk alongside earnings and debt.
Cost and Outcomes Context
The value picture at University of Massachusetts-Amherst depends on the relationship between price, borrowing, and outcomes. A simple four-year tuition estimate is $69,428, while the reported median debt is $22,763 with an estimated monthly payment of $241. These figures should be compared with aid offers and program-specific requirements before making a final decision.
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Student Demographics
The student body is largest among White students (58.4%), followed by Asian students (13.6%) and Hispanic students (8.7%).
Value Score
Median earnings ($71,631) divided by median debt ($22,763)