University of Massachusetts-Lowell
Lowell, Massachusetts
University of Massachusetts-Lowell is a public institution in Lowell, Massachusetts with 11,632 undergraduate students. For nursing students, the useful read is not just whether a program exists, but how its tuition, completion rates, debt, and earnings compare with nearby options.
In-state tuition is $16,570 compared with a Massachusetts nursing-school average of $28,305. The school reports a graduation rate of 70.1%, median earnings of $64,874, and median federal debt of $23,704.
$16,570 is lower than the state average of $28,305.
70.1% is higher than the state average of 55.5%.
$64,874 is higher than the state average of $53,874.
About University of Massachusetts-Lowell
| Location | Lowell, Massachusetts |
| Institution Type | Public |
| Highest Degree | graduate |
| Website | www.uml.edu |
| In-State Tuition | $16,570 |
| Out-of-State Tuition | $35,396 |
| Total Enrollment | 11,632 |
| Acceptance Rate | 85.2% |
| Graduation Rate | 70.1% |
| Retention Rate | 81.9% |
| Median Earnings (10 yrs after) | $64,874 |
| Median Debt at Graduation | $23,704 |
| Est. Monthly Loan Payment | $251 |
| Pell Grant Recipients | 27.4% |
| Students Receiving Loans | 53.5% |
| Loan Default Rate | 0.0% |
| Nursing Program | Available |
Cost and Return Snapshot
Based on published tuition, median debt, and earnings data
A typical graduate debt load would equal about 0.4 years of post-payment earnings capacity using the reported median earnings and 10-year monthly payment estimate.
Affordability Context
27.4% of students receive Pell Grants, a useful signal for how often the school serves lower-income students. 53.5% of students take federal loans, so borrowing is common in the student body. The three-year loan default rate is 0.0%, which helps frame repayment risk alongside earnings and debt.
Cost and Outcomes Context
The value picture at University of Massachusetts-Lowell depends on the relationship between price, borrowing, and outcomes. A simple four-year tuition estimate is $66,280, while the reported median debt is $23,704 with an estimated monthly payment of $251. These figures should be compared with aid offers and program-specific requirements before making a final decision.
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Student Demographics
The student body is largest among White students (51.7%), followed by Hispanic students (15.8%) and Asian students (14.0%).
Value Score
Median earnings ($64,874) divided by median debt ($23,704)