The University of Tennessee-Martin
Martin, Tennessee
The University of Tennessee-Martin is a public institution in Martin, Tennessee with 4,600 undergraduate students. For nursing students, the useful read is not just whether a program exists, but how its tuition, completion rates, debt, and earnings compare with nearby options.
In-state tuition is $10,208 compared with a Tennessee nursing-school average of $17,874. The school reports a graduation rate of 54.8%, median earnings of $44,213, and median federal debt of $21,024.
$10,208 is lower than the state average of $17,874.
54.8% is lower than the state average of 55.5%.
$44,213 is higher than the state average of $40,345.
About The University of Tennessee-Martin
| Location | Martin, Tennessee |
| Institution Type | Public |
| Highest Degree | graduate |
| Website | www.utm.edu |
| In-State Tuition | $10,208 |
| Out-of-State Tuition | $16,248 |
| Total Enrollment | 4,600 |
| Acceptance Rate | 87.3% |
| Graduation Rate | 54.8% |
| Retention Rate | 73.4% |
| Median Earnings (10 yrs after) | $44,213 |
| Median Debt at Graduation | $21,024 |
| Est. Monthly Loan Payment | $222 |
| Pell Grant Recipients | 34.3% |
| Students Receiving Loans | 33.4% |
| Loan Default Rate | 0.0% |
| Nursing Program | Available |
Cost and Return Snapshot
Based on published tuition, median debt, and earnings data
A typical graduate debt load would equal about 0.5 years of post-payment earnings capacity using the reported median earnings and 10-year monthly payment estimate.
Affordability Context
34.3% of students receive Pell Grants, a useful signal for how often the school serves lower-income students. 33.4% of students take federal loans, so borrowing is less common than at many institutions in the student body. The three-year loan default rate is 0.0%, which helps frame repayment risk alongside earnings and debt.
Cost and Outcomes Context
The value picture at The University of Tennessee-Martin depends on the relationship between price, borrowing, and outcomes. A simple four-year tuition estimate is $40,832, while the reported median debt is $21,024 with an estimated monthly payment of $222. These figures should be compared with aid offers and program-specific requirements before making a final decision.
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Student Demographics
The student body is largest among White students (77.0%), followed by Black students (13.2%) and Hispanic students (4.7%).
Value Score
Median earnings ($44,213) divided by median debt ($21,024)