University of the Cumberlands
Williamsburg, Kentucky
University of the Cumberlands is a private institution in Williamsburg, Kentucky with 5,468 undergraduate students. For nursing students, the useful read is not just whether a program exists, but how its tuition, completion rates, debt, and earnings compare with nearby options.
In-state tuition is $9,875 compared with a Kentucky nursing-school average of $15,942. The school reports a graduation rate of 46.2%, median earnings of $45,036, and median federal debt of $14,911.
$9,875 is lower than the state average of $15,942.
46.2% is lower than the state average of 48.5%.
$45,036 is higher than the state average of $39,372.
About University of the Cumberlands
| Location | Williamsburg, Kentucky |
| Institution Type | Private Nonprofit |
| Highest Degree | graduate |
| Website | www.ucumberlands.edu |
| In-State Tuition | $9,875 |
| Out-of-State Tuition | $9,875 |
| Total Enrollment | 5,468 |
| Acceptance Rate | 71.4% |
| Graduation Rate | 46.2% |
| Retention Rate | 81.1% |
| Median Earnings (10 yrs after) | $45,036 |
| Median Debt at Graduation | $14,911 |
| Est. Monthly Loan Payment | $158 |
| Pell Grant Recipients | 48.5% |
| Students Receiving Loans | 69.2% |
| Loan Default Rate | 0.0% |
| Nursing Program | Available |
Cost and Return Snapshot
Based on published tuition, median debt, and earnings data
A typical graduate debt load would equal about 0.3 years of post-payment earnings capacity using the reported median earnings and 10-year monthly payment estimate.
Affordability Context
48.5% of students receive Pell Grants, a useful signal for how often the school serves lower-income students. 69.2% of students take federal loans, so borrowing is common in the student body. The three-year loan default rate is 0.0%, which helps frame repayment risk alongside earnings and debt.
Cost and Outcomes Context
The value picture at University of the Cumberlands depends on the relationship between price, borrowing, and outcomes. A simple four-year tuition estimate is $39,500, while the reported median debt is $14,911 with an estimated monthly payment of $158. These figures should be compared with aid offers and program-specific requirements before making a final decision.
Quick Links
Student Demographics
The student body is largest among White students (71.4%), followed by Black students (5.4%) and Asian students (1.0%).
Value Score
Median earnings ($45,036) divided by median debt ($14,911)