University of Southern Maine
Portland, Maine
University of Southern Maine is a public institution in Portland, Maine with 4,245 undergraduate students. For nursing students, the useful read is not just whether a program exists, but how its tuition, completion rates, debt, and earnings compare with nearby options.
In-state tuition is $10,920 compared with a Maine nursing-school average of $13,556. The school reports a graduation rate of 46.3%, median earnings of $49,958, and median federal debt of $19,060.
$10,920 is lower than the state average of $13,556.
46.3% is lower than the state average of 48.2%.
$49,958 is higher than the state average of $43,890.
About University of Southern Maine
| Location | Portland, Maine |
| Institution Type | Public |
| Highest Degree | graduate |
| Website | usm.maine.edu |
| In-State Tuition | $10,920 |
| Out-of-State Tuition | $27,104 |
| Total Enrollment | 4,245 |
| Acceptance Rate | 79.3% |
| Graduation Rate | 46.3% |
| Retention Rate | 75.6% |
| Median Earnings (10 yrs after) | $49,958 |
| Median Debt at Graduation | $19,060 |
| Est. Monthly Loan Payment | $202 |
| Pell Grant Recipients | 26.3% |
| Students Receiving Loans | 34.1% |
| Loan Default Rate | 0.0% |
| Nursing Program | Available |
Cost and Return Snapshot
Based on published tuition, median debt, and earnings data
A typical graduate debt load would equal about 0.4 years of post-payment earnings capacity using the reported median earnings and 10-year monthly payment estimate.
Affordability Context
26.3% of students receive Pell Grants, a useful signal for how often the school serves lower-income students. 34.1% of students take federal loans, so borrowing is less common than at many institutions in the student body. The three-year loan default rate is 0.0%, which helps frame repayment risk alongside earnings and debt.
Cost and Outcomes Context
The value picture at University of Southern Maine depends on the relationship between price, borrowing, and outcomes. A simple four-year tuition estimate is $43,680, while the reported median debt is $19,060 with an estimated monthly payment of $202. These figures should be compared with aid offers and program-specific requirements before making a final decision.
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Student Demographics
The student body is largest among White students (75.8%), followed by Black students (8.1%) and Hispanic students (4.5%).
Value Score
Median earnings ($49,958) divided by median debt ($19,060)