Southwestern Michigan College
Dowagiac, Michigan
Southwestern Michigan College is a public institution in Dowagiac, Michigan with 1,396 undergraduate students. For nursing students, the useful read is not just whether a program exists, but how its tuition, completion rates, debt, and earnings compare with nearby options.
In-state tuition is $6,026 compared with a Michigan nursing-school average of $15,706. The school reports a graduation rate of 27.3%, median earnings of $37,303, and median federal debt of $10,959.
$6,026 is lower than the state average of $15,706.
27.3% is lower than the state average of 47.6%.
$37,303 is lower than the state average of $39,206.
About Southwestern Michigan College
| Location | Dowagiac, Michigan |
| Institution Type | Public |
| Highest Degree | associate |
| Website | www.swmich.edu |
| In-State Tuition | $6,026 |
| Out-of-State Tuition | $7,850 |
| Total Enrollment | 1,396 |
| Acceptance Rate | N/A |
| Graduation Rate | 27.3% |
| Retention Rate | 59.7% |
| Median Earnings (10 yrs after) | $37,303 |
| Median Debt at Graduation | $10,959 |
| Est. Monthly Loan Payment | $116 |
| Pell Grant Recipients | 38.2% |
| Students Receiving Loans | 18.5% |
| Loan Default Rate | 0.0% |
| Nursing Program | Available |
Cost and Return Snapshot
Based on published tuition, median debt, and earnings data
A typical graduate debt load would equal about 0.3 years of post-payment earnings capacity using the reported median earnings and 10-year monthly payment estimate.
Affordability Context
38.2% of students receive Pell Grants, a useful signal for how often the school serves lower-income students. 18.5% of students take federal loans, so borrowing is less common than at many institutions in the student body. The three-year loan default rate is 0.0%, which helps frame repayment risk alongside earnings and debt.
Cost and Outcomes Context
The value picture at Southwestern Michigan College depends on the relationship between price, borrowing, and outcomes. A simple four-year tuition estimate is $24,104, while the reported median debt is $10,959 with an estimated monthly payment of $116. These figures should be compared with aid offers and program-specific requirements before making a final decision.
Quick Links
Student Demographics
The student body is largest among White students (66.8%), followed by Black students (15.3%) and Hispanic students (1.7%).
Value Score
Median earnings ($37,303) divided by median debt ($10,959)