Owensboro Community and Technical College
Owensboro, Kentucky
Owensboro Community and Technical College is a public institution in Owensboro, Kentucky with 2,579 undergraduate students. For nursing students, the useful read is not just whether a program exists, but how its tuition, completion rates, debt, and earnings compare with nearby options.
In-state tuition is $4,656 compared with a Kentucky nursing-school average of $15,942. The school reports a graduation rate of 49.2%, median earnings of $35,798, and median federal debt of $7,933.
$4,656 is lower than the state average of $15,942.
49.2% is higher than the state average of 48.5%.
$35,798 is lower than the state average of $39,372.
About Owensboro Community and Technical College
| Location | Owensboro, Kentucky |
| Institution Type | Public |
| Highest Degree | associate |
| Website | owensboro.kctcs.edu |
| In-State Tuition | $4,656 |
| Out-of-State Tuition | $6,192 |
| Total Enrollment | 2,579 |
| Acceptance Rate | N/A |
| Graduation Rate | 49.2% |
| Retention Rate | 72.5% |
| Median Earnings (10 yrs after) | $35,798 |
| Median Debt at Graduation | $7,933 |
| Est. Monthly Loan Payment | $84 |
| Pell Grant Recipients | 29.6% |
| Students Receiving Loans | 9.8% |
| Loan Default Rate | 0.0% |
| Nursing Program | Available |
Cost and Return Snapshot
Based on published tuition, median debt, and earnings data
A typical graduate debt load would equal about 0.2 years of post-payment earnings capacity using the reported median earnings and 10-year monthly payment estimate.
Affordability Context
29.6% of students receive Pell Grants, a useful signal for how often the school serves lower-income students. 9.8% of students take federal loans, so borrowing is less common than at many institutions in the student body. The three-year loan default rate is 0.0%, which helps frame repayment risk alongside earnings and debt.
Cost and Outcomes Context
The value picture at Owensboro Community and Technical College depends on the relationship between price, borrowing, and outcomes. A simple four-year tuition estimate is $18,624, while the reported median debt is $7,933 with an estimated monthly payment of $84. These figures should be compared with aid offers and program-specific requirements before making a final decision.
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Student Demographics
The student body is largest among White students (82.9%), followed by Hispanic students (5.4%) and Black students (5.3%).
Value Score
Median earnings ($35,798) divided by median debt ($7,933)