North Central Texas College
Gainesville, Texas
North Central Texas College is a public institution in Gainesville, Texas with 5,703 undergraduate students. For nursing students, the useful read is not just whether a program exists, but how its tuition, completion rates, debt, and earnings compare with nearby options.
In-state tuition is $2,520 compared with a Texas nursing-school average of $13,361. The school reports a graduation rate of 34.6%, median earnings of $45,809, and median federal debt of $11,250.
$2,520 is lower than the state average of $13,361.
34.6% is lower than the state average of 45.7%.
$45,809 is higher than the state average of $43,120.
About North Central Texas College
| Location | Gainesville, Texas |
| Institution Type | Public |
| Highest Degree | associate |
| Website | www.nctc.edu |
| In-State Tuition | $2,520 |
| Out-of-State Tuition | $7,200 |
| Total Enrollment | 5,703 |
| Acceptance Rate | N/A |
| Graduation Rate | 34.6% |
| Retention Rate | 64.5% |
| Median Earnings (10 yrs after) | $45,809 |
| Median Debt at Graduation | $11,250 |
| Est. Monthly Loan Payment | $119 |
| Pell Grant Recipients | 20.0% |
| Students Receiving Loans | 19.7% |
| Loan Default Rate | 0.0% |
| Nursing Program | Available |
Cost and Return Snapshot
Based on published tuition, median debt, and earnings data
A typical graduate debt load would equal about 0.3 years of post-payment earnings capacity using the reported median earnings and 10-year monthly payment estimate.
Affordability Context
20.0% of students receive Pell Grants, a useful signal for how often the school serves lower-income students. 19.7% of students take federal loans, so borrowing is less common than at many institutions in the student body. The three-year loan default rate is 0.0%, which helps frame repayment risk alongside earnings and debt.
Cost and Outcomes Context
The value picture at North Central Texas College depends on the relationship between price, borrowing, and outcomes. A simple four-year tuition estimate is $10,080, while the reported median debt is $11,250 with an estimated monthly payment of $119. These figures should be compared with aid offers and program-specific requirements before making a final decision.
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Student Demographics
The student body is largest among White students (48.0%), followed by Hispanic students (27.7%) and Black students (10.7%).
Value Score
Median earnings ($45,809) divided by median debt ($11,250)