Johnson C Smith University
Charlotte, North Carolina
Johnson C Smith University is a private institution in Charlotte, North Carolina with 1,047 undergraduate students. For nursing students, the useful read is not just whether a program exists, but how its tuition, completion rates, debt, and earnings compare with nearby options.
In-state tuition is $20,480 compared with a North Carolina nursing-school average of $11,351. The school reports a graduation rate of 34.1%, median earnings of $42,680, and median federal debt of $30,000.
$20,480 is higher than the state average of $11,351.
34.1% is lower than the state average of 46.3%.
$42,680 is higher than the state average of $36,095.
About Johnson C Smith University
| Location | Charlotte, North Carolina |
| Institution Type | Private Nonprofit |
| Highest Degree | graduate |
| Website | www.jcsu.edu |
| In-State Tuition | $20,480 |
| Out-of-State Tuition | $20,480 |
| Total Enrollment | 1,047 |
| Acceptance Rate | 42.9% |
| Graduation Rate | 34.1% |
| Retention Rate | 62.5% |
| Median Earnings (10 yrs after) | $42,680 |
| Median Debt at Graduation | $30,000 |
| Est. Monthly Loan Payment | $318 |
| Pell Grant Recipients | 67.8% |
| Students Receiving Loans | 73.5% |
| Loan Default Rate | 0.0% |
| Nursing Program | Available |
Cost and Return Snapshot
Based on published tuition, median debt, and earnings data
A typical graduate debt load would equal about 0.8 years of post-payment earnings capacity using the reported median earnings and 10-year monthly payment estimate.
Affordability Context
67.8% of students receive Pell Grants, a useful signal for how often the school serves lower-income students. 73.5% of students take federal loans, so borrowing is common in the student body. The three-year loan default rate is 0.0%, which helps frame repayment risk alongside earnings and debt.
Cost and Outcomes Context
The value picture at Johnson C Smith University depends on the relationship between price, borrowing, and outcomes. A simple four-year tuition estimate is $81,920, while the reported median debt is $30,000 with an estimated monthly payment of $318. These figures should be compared with aid offers and program-specific requirements before making a final decision.
Quick Links
Student Demographics
The student body is largest among Black students (77.6%), followed by White students (0.6%) and Hispanic students (0.4%).
Value Score
Median earnings ($42,680) divided by median debt ($30,000)