Harford Community College
Bel Air, Maryland
Harford Community College is a public institution in Bel Air, Maryland with 3,628 undergraduate students. For nursing students, the useful read is not just whether a program exists, but how its tuition, completion rates, debt, and earnings compare with nearby options.
In-state tuition is $3,974 compared with a Maryland nursing-school average of $15,339. The school reports a graduation rate of 38.4%, median earnings of $44,608, and median federal debt of $9,812.
$3,974 is lower than the state average of $15,339.
38.4% is lower than the state average of 47.5%.
$44,608 is lower than the state average of $49,020.
About Harford Community College
| Location | Bel Air, Maryland |
| Institution Type | Public |
| Highest Degree | associate |
| Website | www.harford.edu |
| In-State Tuition | $3,974 |
| Out-of-State Tuition | $8,630 |
| Total Enrollment | 3,628 |
| Acceptance Rate | N/A |
| Graduation Rate | 38.4% |
| Retention Rate | 66.6% |
| Median Earnings (10 yrs after) | $44,608 |
| Median Debt at Graduation | $9,812 |
| Est. Monthly Loan Payment | $104 |
| Pell Grant Recipients | 22.4% |
| Students Receiving Loans | 7.2% |
| Loan Default Rate | 0.0% |
| Nursing Program | Available |
Cost and Return Snapshot
Based on published tuition, median debt, and earnings data
A typical graduate debt load would equal about 0.2 years of post-payment earnings capacity using the reported median earnings and 10-year monthly payment estimate.
Affordability Context
22.4% of students receive Pell Grants, a useful signal for how often the school serves lower-income students. 7.2% of students take federal loans, so borrowing is less common than at many institutions in the student body. The three-year loan default rate is 0.0%, which helps frame repayment risk alongside earnings and debt.
Cost and Outcomes Context
The value picture at Harford Community College depends on the relationship between price, borrowing, and outcomes. A simple four-year tuition estimate is $15,896, while the reported median debt is $9,812 with an estimated monthly payment of $104. These figures should be compared with aid offers and program-specific requirements before making a final decision.
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Student Demographics
The student body is largest among White students (61.1%), followed by Black students (18.6%) and Hispanic students (8.4%).
Value Score
Median earnings ($44,608) divided by median debt ($9,812)